New Year's Resolutions

Time waits for no one, seize the moment, make bold moves.

Investments

My investment goals over the next year are to hit between $165,000-$200,000. I know hitting $165,000 is inevitable at this point, it's just a matter of time. The difference between reaching my stretch goal of $200,000 will depend on job stability and moderate growth in the stock market. There's a huge element of luck involved. Currently, we're in a recessionary economic environment, so I'm not discounting the potential for job layoffs over the next couple of months. This will have a hindrance on my savings rate. Well, let's see how this plays out...

Carpenter Red-Seal Ticket

Well, I just took my interprovincial exam for carpentry yesterday. I guessed at least 50 percent of the test and ran out of time. Let's just say there's a high certainty that I failed, I'll have to wait 6 weeks to get the exam results back. Reflecting back, honestly, I gave it my all, and I'm proud of myself. I dedicated my weekends at the library, did everything in my power to gain small amounts of edge. I know I can't control outcomes, only the amount of effort I put in. That was my first attempt; let's try again. On the bright side, I did obtain a diploma in carpentry.

Conclusions

I know in these article posts I talk a lot about money, but at the end of the day, it really doesn't matter—you can't bring your money or material possessions with you. I care about time; it's a non-renewable resource that you can't buy back. In my head, every time I make a savings deposit, I know I'm buying a little bit of time back, which equates to freedom. In that framework of thinking, am I really going to care about the failed business or getting rejected by that girl? When I'm on my deathbed, I don't want to live with an ounce of regret. I want to maximize my potential. I will say, just from life experience, I've noticed when preparation meets opportunity, that equates to luck. Well, I gotta say, I'm one lucky son of a b*tch.